The injuries you suffer in a work-related accident could have a significant impact on your life and your ability to provide for yourself and your family. At BDIW Law, we do not believe you should continue to struggle financially when you are injured on the job. With help from a dedicated Cushing workers’ compensation lawyer with our firm, you can seek the workers’ comp benefits you need to stay afloat and recuperate until you can get back to work.
Insurance companies may stand in your way and do everything possible to avoid paying out on your claim. But with the legal guidance and support of an experienced Cushing personal injury lawyer, you can find out whether you qualify for workers’ comp benefits, how much you should be collecting, and how to navigate the appeals process. Contact our office to request a free consultation today and discuss what your next steps should be.
You Must Meet Specific Criteria to Qualify for Workers’ Compensation in Cushing
Not everyone will qualify for workers’ compensation benefits. In fact, Oklahoma law is strict about who is eligible for workers’ comp. You must be considered a company employee to be eligible for benefits through the employer’s workers’ compensation insurance provider.
This means if you are working as an independent contractor, you will not be able to seek workers’ compensation benefits through your clients. It also means if you are considered a temporary or seasonal worker, you are just as much entitled to workers’ compensation benefits as those who work on a full-time or part-time basis. From the day you begin working for your employer, you should be protected by your employer’s coverage.
Almost every employer in the state of Oklahoma is legally obligated to purchase this coverage. When they fail to do so, it leaves them open to liability in the event of a work-related accident caused by their negligence. You can speak with your dedicated workers’ compensation lawyer in Cushing, OK to find out whether you meet the state’s eligibility criteria.
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Cushing Workers’ Compensation Benefits Can Reduce Financial Stress
There are many misconceptions surrounding workers’ compensation benefits and while these are not designed to fully cover your lost income, they can help you cover your necessary living expenses while you recuperate. Most catastrophic injury victims can continue receiving workers’ comp until they are physically capable of returning to work. Some of the benefits our workers’ compensation attorney may be able to help you obtain include:
Get Your Medical Expenses Covered
You should not be expected to pay for even one penny of your medical bills when you are involved in an on-the-job accident. Fortunately, total coverage of your medical expenses is one of the top benefits afforded to workers’ compensation recipients. It should be noted that it may be ill-advised to accept a lump sum settlement offer, as this will release the insurance company of any future liability for medical expenses you may incur as time goes on.
Access Wage Replacement Benefits
Oklahoma has some of the most extensive disability benefits in the country. Work injury victims can recover as much as 70% of their average weekly wages. However, there is also a cap on the maximum amount of settlements that can be paid out each week, which is updated annually to account for inflation and increased costs of living.
Death Benefits Are Available for Qualifying Family Members
Fatal work injuries are more common than you might have thought. However, workers’ compensation benefits may be available to the decedent’s surviving family members, including surviving spouses and children. The insurance company will be expected to cover the decedent’s medical expenses, funeral and burial expenses, and provide these eligible surviving family members with disability benefits for a predetermined amount of time.
Re-enter the Workforce with Vocational Rehabilitation Benefits
Vocational rehabilitation benefits are another type of advantage to workers’ comp. Sometimes, work injury victims suffer injuries so severe they can no longer continue working in the same position or industry. Vocational rehabilitation benefits cover the cost of your job training or educational expenses so you can find gainful employment in a new line of work once you have healed from your injuries.
Do Not Lose Hope if Your Cushing Workers’ Compensation Claim Is Denied
Insurance companies make a habit of denying claims of even the most deserving applicants. This is because insurers are profit-motivated and prioritize their financial needs above those of their claimants and policyholders. For this reason, it should come as no surprise if your claim for workers’ comp. benefits as initially denied.
However, you should not lose hope. Often, your workers’ compensation lawyer in Cushing, OK can simply provide the insurance company with additional supporting evidence and documentation of your injuries to get your denial overturned. This can help you avoid the often complex workers’ comp appeals process.
In some instances, the insurance company will handle your claim in bad faith. For example, they may misrepresent policy terms, accuse you of being under the influence of drugs or alcohol or self-inflicting your injuries, or refuse to investigate your claim, delaying the workers’ comp benefits you are entitled to. If this is the case, you can rely on your Cushing workers’ compensation attorney at BDIW Law to challenge the insurer’s bad faith tactics and hold them accountable for their financial responsibilities in your claim.
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Get Help from a Highly Experienced Workers’ Compensation Attorney in Cushing, OK Today
The legal information and advice provided by a leading workers’ compensation lawyer could be an invaluable asset as you seek the workers’ comp benefits you are entitled to. Do not let your employer convince you that you do not need to file a claim. Consult an experienced work injury attorney at BDIW Law and consider your options for financial relief.
Our team proudly offers 100% free consultations to work injury victims across Cushing, Guthrie, Stillwater, Oklahoma City, and nearby communities. Are you ready to regain control of your life and future? Fill out our online contact form or call our office to schedule yours as soon as today.
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