The consequences of catastrophic injuries, such as spinal cord damage, severe burn injuries, and amputations, can permanently change your life. It is critical to seek ample compensation to cover long-term medical care, loss of income, and pain and suffering.
While insurance companies may offer a settlement, it is typically not enough to cover the expenses of a catastrophic injury. You may be left with long-term expenses you cannot afford. When the unthinkable happens, you need BDIW.
Our catastrophic injury lawyers in Oklahoma City know the challenges faced by injury victims who have suffered such trauma in accidents. We can negotiate aggressively with insurance companies or pursue your claim in court to help you get the financial compensation you need and deserve.
What Qualifies as a Catastrophic Injury?
Injuries that leave people with permanent disabilities and prevent them from resuming their normal activities are considered catastrophic. Such injuries can include traumatic brain injuries, limb loss, paralysis, and severe burns.
Moreover, catastrophic injuries can make it difficult for a person to earn a living or care for themselves, requiring assistance with daily tasks. As a result, their life is drastically altered, and they may not be able to return to their pre-injury lifestyle.
An Oklahoma City lawyer with experience in catastrophic injury claims can help with a range of such injuries, including:
Spinal Cord and Nerve Damage
Catastrophic injuries can also include spinal cord and nerve damage resulting from a broken spine or cord severance that renders the victim paralyzed. Such injuries can require round-the-clock medical assistance and lifelong care.
Complete or partial vision loss, or even loss of one or both eyes, is classified as catastrophic. Hearing loss may also be considered catastrophic, as such sensory impairments are usually permanent and have no known cure.
Burn injuries resulting from fire or chemical exposure that require hospitalization are often catastrophic. These injuries are excruciatingly painful and may necessitate long-term treatment such as reconstructive surgery, skin grafts, or even permanent scarring. Nerve damage is also common in such cases.
A person who undergoes amputation surgery or loses a body part due to an injury is considered to have sustained a permanent disfigurement. Catastrophic injuries such as these significantly change the individual’s quality of life.
Traumatic Brain Injuries (TBI)
Severe head and brain injuries, concussions, or any type of brain damage that leads to neurological disorders or dysfunction can also qualify as catastrophic injuries. Such injuries can necessitate long-term care and support.
A personal injury lawyer can be your best advocate to validate your claims when an injury isn’t necessarily visible to a casual observer.
Oklahoma City catastrophic injury attorneys understand that the financial burden resulting from these kinds of accidents can quickly deplete a family’s resources. Our legal team is committed to recovering the maximum compensatory damages possible to meet our clients’ future care needs.
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Why You Need an Oklahoma City Catastrophic Injury Attorney
Catastrophic injury claims require a different approach to personal injury cases, and having an experienced attorney is crucial. The process begins with legally defining your injury as catastrophic, which can be a complex and arduous task due to the high financial stakes involved.
A skilled personal injury attorney will help prove the merit of your catastrophic claim, as it typically involves seeking substantial compensation. Victims of catastrophic injuries require ample financial support to cover the long-term costs of medical care, lost income, and emotional distress.
Given the large sums of money involved, insurance companies often resist settling catastrophic injury claims and prefer to battle them in court. That’s why it’s essential to have an attorney who understands the intricate legal nuances of these cases and is prepared to fight for your rights.
Compensation for a Traumatic Brain Injury
A catastrophic injury attorney in Oklahoma City can analyze your claim and perform a thorough calculation to help you determine the full extent of damages you can receive from the responsible party. Typically, the damages are classified into three major types.
Economic losses refer to the financial costs that you incurred as a direct result of your severe injuries. This can include expenses you paid or will pay and any income you lost or will not make in the future. Common economic losses include:
- Medical bills and healthcare expenses
- Property damage
- Lost wages
- Decrease in your future earning capacity
- Vocational rehabilitation expenses (if applicable)
Your attorney will also evaluate the non-financial impact of your injury on your daily life. Non-economic losses are broadly defined as damages that cannot be easily measured in terms of money. Examples of non-economic losses include:
- Loss of companionship or consortium
- Pain and suffering
- Loss of enjoyment
- Scarring and disfigurement
- Emotional and mental distress
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Relying on the Insurance Company Can Be a Costly Mistake in a Catastrophic Injury Claim
Working with an insurance adjuster may seem like a viable option, but it may not necessarily be in your best interest. Accepting the first offer presented to you may lead to unfavorable consequences, as it is common for these offers to fall short of covering all your incurred damages.
In catastrophic accidents, there may be multiple parties responsible for your injuries, each represented by their own insurance adjusters. It is important to recognize that insurance companies are businesses, and their aim is to maximize profits by minimizing payouts to injury victims.
Insurance adjusters are skilled at reducing the liability of their clients. They may present a friendly demeanor, but their ultimate goal is to gather the information that can be used to minimize your claim. An Oklahoma City catastrophic injury lawyer can deal with the insurance company and protect you from being taken advantage of.
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Consult an Oklahoma City Catastrophic Injury Law Firm Today
At BDIW, our team of attorneys recognizes the serious physical, emotional, and financial toll such injuries can have on individuals and their families. We are committed to providing our clients with the skilled and compassionate legal representation they deserve.
We offer complimentary case evaluations, and we can travel to you. Our job is to make the legal process easier for injury victims.
Please allow us to assess the merits of your claim and provide advice on the legal options available to you. Contact us at your convenience, and our team will be pleased to assist you.
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