Tulsa, OK car accident claims involve more than just filling out forms.
As the second-largest city in Oklahoma, you can expect that a high percentage of fatal and injury-causing car accidents occur in Tulsa. Statistics from the Oklahoma Highway Safety Office (OHSO) are proof of this point, as almost 11,000 of the 61,700 total crashes across the state happen in Tulsa County. More than 36% of these collisions lead to a fatality or injuries to at least one person, so they carry devastating ramifications for entire families.
If you were hurt or lost a loved one, it is reassuring to know that you have options for recovering compensation. There are multiple, complex steps to the legal process, but you can trust BDIW Law to tackle the challenges. Please contact us to schedule a free consultation with a Tulsa, OK car accident attorney today. An overview of how to file an auto crash claim is also useful.
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Investigate and Collect Evidence
The two important keys to an auto crash claim in Oklahoma are fault and damages, and you need solid proof of both to obtain compensation. You may have been able to collect some information at the scene, including:
- Photos of the intersection or stretch of road;
- Images of the damage to vehicles;
- Physical characteristics the reflect an accident, such as skid marks; and,
- Contact information for witnesses.
Prepare Demand Packet
Most insurance companies have forms for you to fill out, but you will also need to include considerable information to support your claim. Some of this proof is the evidence mentioned above; your medical records are also important, but proper timing is critical in releasing them. Providing these details before your health stabilizes may be premature.
With the forms and evidence, you create a demand packet to send to the insurance company and request a certain amount of compensation.
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The Insurer’s Investigation
After receiving your packet, the insurance company will conduct its own investigation. A claims adjuster will speak to its policyholder, who may have a very different version of what happened with the car accident. The insurer may request a statement or additional information from you, and BDIW Law will advise you in dealing with the company.
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Counteroffer and Settlement Discussions
The insurance company will respond to your claim, but rarely will it pay in full right away. You may receive a lowball counteroffer, since insurers are looking out for their own financial interests. If the company refuses to pay fair compensation, our Tulsa, OK reckless driving attorneys will move to the next step: Litigation.
Set Up a Consultation With a Tulsa, OK Auto Collision Lawyer
Knowing the basic steps is helpful, but there is more to filing a car accident claim than filling some forms. Our team at BDIW Law will handle the details, so please call 580-789-4936 or go online to speak with an Oklahoma car accident attorney. We can set up a no-cost case review to learn more about your story.
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