If you are injured at work, you are entitled to workers’ compensation benefits. These benefits are designed to help you cover the costs of your injuries, including but not limited to medical expenses, lost wages, rehabilitation, and disabilities. While workers’ compensation benefits are a right for most workers, they are not always guaranteed. It is not uncommon for a workers’ compensation insurance company to deny a claim for one of several reasons, such as inaccurate or incomplete information, preexisting conditions, or even fraud.
If your Oklahoma workers’ comp claim was denied, you are not without options. You can appeal your denial notice and reverse the decision with the right legal assistance. At BDIW Law , our Oklahoma workers’ compensation attorneys are prepared to help you fight the denial and obtain the compensation you need to recover in financial comfort. Contact our firm today to discuss your options.
Appealing a Workers’ Compensation Denial: A Simple Four-Step Process
If you received a denial notice for your injury claim, it is understandable that you are left feeling discouraged, helpless, and even a bit angry. While these feelings are completely normal, they will not help you recover what is rightfully yours. Once you have vented your frustrations, take a deep breath and do the following four things:
● Read through your denial letter: The letter SHOULD include the official reason or reasons that your claim was denied. It is not uncommon for insurers to deny claims due to preexisting conditions, failure to adhere to proper protocol for reporting the injury, incomplete or inaccurate information, or even fraudulent information. If the denial letter does not provide a specific reason for why your claim was not approved, the insurance company may be held liable for insurance bad faith.
● Review your claim paperwork: Oftentimes, a mistake with a claim lies with the doctor or even the employer. Read through the claim paperwork to see if maybe your doctor failed to fully document your injury, or if your employer failed to fulfill his or her responsibilities in regard to reporting.
● Check for administrative mistakes: The Oklahoma workers’ compensation system is often bogged down with claims. For this reason, administrative errors are not unheard of. If your claim was denied, it may be because of a simple oversight on the department’s behalf.
● Retain the help of an experienced lawyer: Even if you discover the error on your own, it would be in your best interests to retain the help of an experienced workers’ comp attorney. The right lawyer can defend your rights and fight to obtain the best outcome possible.
A workers’ compensation claim denial is almost never set in stone. If your claim was denied, take it with a grain of salt and reach out to a lawyer for advice and guidance on how to proceed.
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If you were injured in a work-related accident, and if your workers’ compensation claim was denied, you need aggressive and skilled legalrepresentation. Contact BDIW Law to speak with an experienced Oklahoma workers’ compensation attorney regarding your case today.
