If you have been hit by a driver who does not have auto insurance coverage, you may feel frustrated and worried about how you will get your costs covered. Fortunately, you do not need to be concerned that you will be stuck paying for your damages when you have an experienced Stillwater uninsured motorist accident lawyer at BDIW Law working for you.
Just because the driver that hit you does not have auto insurance does not mean you do not have a chance to recover your losses in full. Discuss your opportunities further when you contact our motor vehicle accident office for a free consultation today.
What to Do After an Uninsured Motorist Accident in Stillwater
The aftermath of a car accident can be confusing and scary. You may be severely injured, but even if you are entirely unhurt, you may still be at a loss to overcome the suffering and confusion of a crash.
Unfortunately, if you make a mistake in the aftermath of your car accident, it can haunt your case. For example, if you claim fault for your wreck as you exit your vehicle, the other driver may use that against you. Because of this, it is crucial to take the following steps to get fairly compensated following an uninsured motorist accident.
Call 911 for Help
When you are involved in a car accident, one of the first steps you need to take is to get emergency services to the scene. Even if you feel okay, anyone involved in the accident should be observed and checked for severe injuries they may not be aware of.
Getting emergency services on the scene also means expert witnesses to your accident. Police officers responding to the scene must file a police report, which can be used as evidence for your case.
Try to Gather Evidence
If you can, try to gather evidence while at the accident scene. Accident scenes are cleaned up quickly, so you may not have much time to gather photos of the crash site and other evidence supporting your claim.
This evidence can be vital when the insurance company and at-fault party do not want to pay. If you cannot get this evidence, talk to your lawyer about gathering proof of your injuries.
Get Medical Attention
Following a severe car accident, seek medical attention immediately. Getting help now can help reduce the impact of your injuries, and in some cases, it may even save your life.
It can also help support you when the insurance company tries to find reasons not to pay for your recovery. In many cases, if you wait to seek medical care, they may claim you were injured in an unrelated accident.
Get a Stillwater Uninsured Motorist Accident Attorney on Your Side
In the aftermath of a severe car accident, it can be challenging to handle your claim alone. This is especially true if you are facing a claim against an uninsured motorist. In these cases, your insurance claim may be much more complex.
Because of this, getting a lawyer on your side as soon as possible means you have more options and less pressure to focus on the legal aspects of your recovery. While you focus on your health and physical well-being, your lawyer can start working on the legal aspects of your claim, such as negotiating with the insurance company or filing paperwork to take your claim to court.
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Fault Laws and Lack of Auto Insurance Coverage
Oklahoma’s fault laws state that the person responsible for causing the accident should also be financially responsible for the injured party’s recovery. In cases where the at-fault party lacks auto insurance coverage, your own insurance policy may step in and cover these losses if you have the right plan. However, your insurance company may not be on your side, and you may have difficulties getting compensated.
These shared fault laws can even limit the compensation you receive after a car accident. For example, if you are found partly at fault, the funds you are due may be reduced by the percentage of fault you hold. If you are more than 50 percent at fault, you may lose all the compensation you are entitled to.
Legal Options When Hit by an Uninsured Motorist
When an uninsured motorist strikes you, one of your first options is to file a claim with your insurance company under your uninsured motorist coverage. Many insurance policies offer this coverage as part of the required insurance that drivers must have. This insurance policy covers you if the at-fault party cannot pay.
If you do not have this coverage or your insurance company is unwilling to work with you, your next legal option may be to take your claim to court, either against the insurance company or the at-fault party. No matter which of these cases you are facing, you may need an uninsured motorist accident attorney in Stillwater, OK, to ensure you get the funds you need following your devastating accident.
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Maximize Your Financial Compensation
When an uninsured driver has struck you, you must ensure you are never settling for less than what you were due. Even if the at-fault party does not have the insurance policy to cover your losses, knowing what your claim is worth can help you recover fully following an accident.
Keep in mind you are due both economic and non-economic damages. Your economic damages should include any financial losses you have suffered, including medical bills, property damage, and lost wages.
Your non-economic damages, however, should include any emotional and mental suffering you have experienced because of your accident. These intangible damages include pain and suffering, mental anguish, and disfigurement. Because these damages are intangible, contact an attorney to learn more about your options to sue.
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Connect with an Uninsured Motorist Accident Lawyer in Stillwater, OK, Today
Do not be discouraged when you are struck by a driver who does not have auto insurance. The team at BDIW Law will conduct an in-depth investigation to uncover whether other parties may also share partial blame for your injuries.
Learn how you can fight for the compensation you are due when you contact our office for a no-cost, risk-free consultation. You can reach us through our quick contact form or by phone to start working with a Stillwater uninsured motorist accident lawyer on your claims as soon as today.
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