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Property damage and personal injuries are possible in crashes

When you are involved in a car accident, you can suffer from injuries. Those injuries can cause you to have to seek out medical care. On top of that concern, you might also have to deal with the property damage that is done to your car in the accident.

The property damage that is caused can be considerable. You might lose the use of your vehicle. That can make it very difficult to get to and from work, doctor appointments, and other errands if you don't have another vehicle to rely upon.

In some cases, your insurance policy will cover the cost of a rental car for you while you are without a vehicle. This isn't without limits, so if you have the coverage, be sure that you know what the limits are and when the coverage applies. If you don't have rental car coverage, then you might be able to recoup the costs of the rental care if you opt to seek compensation for the accident.

Typically, you won't have to get estimates for the repairs that are needed on your vehicle. An insurance adjuster will usually come to view the vehicle and make a determination about whether it can be repaired or should be replaced. From there, you will find out what type of settlement you are going to receive for the vehicle.

If you were injured in an accident, you should seek out assistance to help you to determine if the insurance company's settlement is appropriate. In some cases, these are low-ball figures that won't cover your losses. This is even more true if your case involves catastrophic injuries.

Source: FindLaw, "Car Accident Property Damage Claims FAQ," accessed Oct. 07, 2016

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